Lemonade

Lemonade is an insurance company built around an app and AI. Customers get quotes and sign up by chatting with a bot, and simple claims can be reviewed and paid in minutes, sometimes without a human involved. It offers renters, home, pet, car and life insurance in different markets, and donates unclaimed premiums to causes chosen by customers. The company talks openly about using AI throughout its operations. Lemonade is a consumer insurance provider, so you buy policies directly. It is a good example of how AI is changing the insurance experience.